Two Ways To Take Payments Without A Merchant Account
A lot of people starting their online business have a hurdle right out of the gate: They can’t get a merchant account, or they’re afraid they can’t get a merchant account. For some people, this is the hardest part about starting their online business.
The good news is you don’t need a merchant account to accept payments. There are at least two great options that will let you accept credit cards without actually having a merchant account.
There is another way that makes getting a merchant account easy for people who think they can’t get one because of credit reasons, or whatever. It’s not guaranteed, but it does work for about 99% of people setting up their businesses.
Here are three solutions to your payment problems:
Clickbank. For a small fee of around $50, you can accept credit card payments, even e-checks, for products that are bought and sold online. It’s easy and convenient. Clickbank handles all the details – they process the payment, deduct a small fee for their services, and then send you a check. They also handle your affiliate programs, deal with refunds, even do simple bookkeeping tasks. Some people think this is too expensive, but I disagree. With all that value, it’s a fair trade.
PayPal. It has been proven that having PayPal on your sales page boosts conversions. If you offer PayPal as a payment option, you will make more sales. Also, just like Clickbank, they handle the whole payment transaction for you. People can pay with any major credit card through PayPal. They don’t even need to have a PayPal account! Many people don’t realize that, but it’s true!
PowerPay. If you don’t want to use a work-around, like Clickbank or PayPal, and still think you would like to have a merchant account, but you have some spots on your credit record or you’ve been turned down in the past, I recommend you check out PowerPay. Judd Smith and the people at PowerPay are very experienced with online marketers and they are a lot more helpful at getting your merchant account set up. Here is their website: http://ipowerpay.com – The best Merchant Account for online Marketers.
With all these options, you don’t have to be scared to set up your merchant account. These simple solutions can get you ready to collect payments online, quickly and easily!
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